2025-10-202026-10-16
Period high
9.3415
2026-01-28
Period low
8.7722
2026-10-07
Average
9.0684
Daily volatility
0.35%

Sending 200 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,754.85 HKD
    Lost vs mid-market
    −11.47
    Total cost
    0.65%
  • Wise

    Recipient gets
    1,745.12 HKD
    Lost vs mid-market
    −21.2
    Total cost
    1.20%
  • PayPal

    Recipient gets
    1,679.06 HKD
    Lost vs mid-market
    −87.26
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    1,506.89 HKD
    Lost vs mid-market
    −259.43
    Total cost
    14.69%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 248 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals