Amount
20 EUR to HKD
- Period high
- 9.3415
- 2026-01-28
- Period low
- 8.7722
- 2026-10-07
- Average
- 9.0684
- Daily volatility
- 0.35%
Sending 20 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 167.91 HKD
- Lost vs mid-market
- −8.73
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 167.55 HKD
- Lost vs mid-market
- −9.08
- Total cost
- 5.14%
Wise
- Recipient gets
- 162.59 HKD
- Lost vs mid-market
- −14.04
- Total cost
- 7.95%
Bank wire (SWIFT)
- Recipient gets
- 0 HKD
- Lost vs mid-market
- −176.63
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 167.91 HKD | −8.73 | 4.94% |
| USDT on-chain | 167.55 HKD | −9.08 | 5.14% |
| Wise | 162.59 HKD | −14.04 | 7.95% |
| Bank wire (SWIFT) | 0 HKD | −176.63 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 168 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
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