2025-10-202026-10-19
Period high
9.3415
2026-01-28
Period low
8.7722
2026-10-07
Average
9.0674
Daily volatility
0.35%

Sending 10,000 EUR: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    87,956.06 HKD
    Lost vs mid-market
    −140.94
    Total cost
    0.16%
  • Wise

    Recipient gets
    87,687.35 HKD
    Lost vs mid-market
    −409.65
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    85,679.84 HKD
    Lost vs mid-market
    −2,417.16
    Total cost
    2.74%
  • PayPal

    Recipient gets
    83,745.01 HKD
    Lost vs mid-market
    −4,351.99
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 4,211 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals