Amount
500 CNY to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9648
- Daily volatility
- 0.28%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,748.84 CNY
- Lost vs mid-market
- −13.16
- Total cost
- 0.35%
Wise
- Recipient gets
- 3,733.79 CNY
- Lost vs mid-market
- −28.22
- Total cost
- 0.75%
PayPal
- Recipient gets
- 3,576.16 CNY
- Lost vs mid-market
- −185.84
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,484.55 CNY
- Lost vs mid-market
- −277.45
- Total cost
- 7.38%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,748.84 CNY | −13.16 | 0.35% |
| Wise | 3,733.79 CNY | −28.22 | 0.75% |
| PayPal | 3,576.16 CNY | −185.84 | 4.94% |
| Bank wire (SWIFT) | 3,484.55 CNY | −277.45 | 7.38% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 264 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals