Amount
5 EUR to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9648
- Daily volatility
- 0.28%
Sending 5 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 35.76 CNY
- Lost vs mid-market
- −1.86
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 30.05 CNY
- Lost vs mid-market
- −7.57
- Total cost
- 20.12%
Wise
- Recipient gets
- 26.16 CNY
- Lost vs mid-market
- −11.46
- Total cost
- 30.45%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −37.62
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 35.76 CNY | −1.86 | 4.94% |
| USDT on-chain | 30.05 CNY | −7.57 | 20.12% |
| Wise | 26.16 CNY | −11.46 | 30.45% |
| Bank wire (SWIFT) | 0 CNY | −37.62 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 36 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals