Amount
10,000 EUR to CNY
- Period high
- 8.3176
- 2026-01-28
- Period low
- 7.4832
- 2026-10-12
- Average
- 7.9648
- Daily volatility
- 0.28%
Sending 10,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 75,119.63 CNY
- Lost vs mid-market
- −120.37
- Total cost
- 0.16%
Wise
- Recipient gets
- 74,890.13 CNY
- Lost vs mid-market
- −349.87
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 73,175.6 CNY
- Lost vs mid-market
- −2,064.4
- Total cost
- 2.74%
PayPal
- Recipient gets
- 71,523.14 CNY
- Lost vs mid-market
- −3,716.86
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 75,119.63 CNY | −120.37 | 0.16% |
| Wise | 74,890.13 CNY | −349.87 | 0.46% |
| Bank wire (SWIFT) | 73,175.6 CNY | −2,064.4 | 2.74% |
| PayPal | 71,523.14 CNY | −3,716.86 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,596 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals