2025-10-202026-10-16
Period high
0.947800
2026-09-30
Period low
0.900800
2026-03-09
Average
0.925392
Daily volatility
0.24%

Sending 5 EUR: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    4.41 CHF
    Lost vs mid-market
    −0.23
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    3.7 CHF
    Lost vs mid-market
    −0.93
    Total cost
    20.12%
  • Wise

    Recipient gets
    3.22 CHF
    Lost vs mid-market
    −1.41
    Total cost
    30.45%
  • Bank wire (SWIFT)

    Recipient gets
    0 CHF
    Lost vs mid-market
    −4.64
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 4 CHF on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals