2025-10-202026-10-16
Period high
1.6368
2025-10-20
Period low
1.5680
2026-03-09
Average
1.6105
Daily volatility
0.28%

Sending 500 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    793.96 CAD
    Lost vs mid-market
    −2.79
    Total cost
    0.35%
  • Wise

    Recipient gets
    790.77 CAD
    Lost vs mid-market
    −5.98
    Total cost
    0.75%
  • PayPal

    Recipient gets
    757.39 CAD
    Lost vs mid-market
    −39.36
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    737.99 CAD
    Lost vs mid-market
    −58.76
    Total cost
    7.38%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 56 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals