2025-10-202026-10-16
Period high
1.6368
2025-10-20
Period low
1.5680
2026-03-09
Average
1.6105
Daily volatility
0.28%

Sending 5 EUR: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    7.57 CAD
    Lost vs mid-market
    −0.39
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    6.36 CAD
    Lost vs mid-market
    −1.6
    Total cost
    20.12%
  • Wise

    Recipient gets
    5.54 CAD
    Lost vs mid-market
    −2.43
    Total cost
    30.45%
  • Bank wire (SWIFT)

    Recipient gets
    0 CAD
    Lost vs mid-market
    −7.97
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 8 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals