Amount
20 CAD to CAD
- Period high
- 1.6368
- 2025-10-20
- Period low
- 1.5680
- 2026-03-09
- Average
- 1.6104
- Daily volatility
- 0.28%
Sending 20 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 30.04 CAD
- Lost vs mid-market
- −1.56
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 29.97 CAD
- Lost vs mid-market
- −1.62
- Total cost
- 5.14%
Wise
- Recipient gets
- 29.08 CAD
- Lost vs mid-market
- −2.51
- Total cost
- 7.95%
Bank wire (SWIFT)
- Recipient gets
- 0 CAD
- Lost vs mid-market
- −31.6
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 30.04 CAD | −1.56 | 4.94% |
| USDT on-chain | 29.97 CAD | −1.62 | 5.14% |
| Wise | 29.08 CAD | −2.51 | 7.95% |
| Bank wire (SWIFT) | 0 CAD | −31.6 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 30 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals