Amount
20,000 AUD to AUD
- Period high
- 1.7965
- 2025-10-20
- Period low
- 1.5971
- 2026-10-14
- Average
- 1.6726
- Daily volatility
- 0.36%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 32,086.19 AUD
- Lost vs mid-market
- −49.81
- Total cost
- 0.15%
Wise
- Recipient gets
- 31,988.98 AUD
- Lost vs mid-market
- −147.02
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 31,293.43 AUD
- Lost vs mid-market
- −842.57
- Total cost
- 2.62%
PayPal
- Recipient gets
- 30,548.48 AUD
- Lost vs mid-market
- −1,587.52
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 32,086.19 AUD | −49.81 | 0.15% |
| Wise | 31,988.98 AUD | −147.02 | 0.46% |
| Bank wire (SWIFT) | 31,293.43 AUD | −842.57 | 2.62% |
| PayPal | 30,548.48 AUD | −1,587.52 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,538 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals