2025-10-202026-10-19
Period high
0.149685
2026-10-19
Period low
0.140309
2025-11-05
Average
0.145674
Daily volatility
0.13%

Sending 100,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    14,944.89 USD
    Lost vs mid-market
    −23.57
    Total cost
    0.16%
  • Wise

    Recipient gets
    14,899.42 USD
    Lost vs mid-market
    −69.04
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    14,566.89 USD
    Lost vs mid-market
    −401.57
    Total cost
    2.68%
  • PayPal

    Recipient gets
    14,229.02 USD
    Lost vs mid-market
    −739.44
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 716 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals