Amount
20,000 CNY to THB
- Period high
- 5.0259
- 2026-10-08
- Period low
- 4.4259
- 2025-12-24
- Average
- 4.7318
- Daily volatility
- 0.41%
Sending 20,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 100,263.77 THB
- Lost vs mid-market
- −188.29
- Total cost
- 0.19%
Wise
- Recipient gets
- 99,943.52 THB
- Lost vs mid-market
- −508.53
- Total cost
- 0.51%
Bank wire (SWIFT)
- Recipient gets
- 97,022.67 THB
- Lost vs mid-market
- −3,429.39
- Total cost
- 3.41%
PayPal
- Recipient gets
- 95,489.72 THB
- Lost vs mid-market
- −4,962.33
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 100,263.77 THB | −188.29 | 0.19% |
| Wise | 99,943.52 THB | −508.53 | 0.51% |
| Bank wire (SWIFT) | 97,022.67 THB | −3,429.39 | 3.41% |
| PayPal | 95,489.72 THB | −4,962.33 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4,774 THB on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals