Amount
20 CNY to THB
- Period high
- 5.0259
- 2026-10-08
- Period low
- 4.4259
- 2025-12-24
- Average
- 4.7318
- Daily volatility
- 0.41%
Sending 20 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 95.49 THB
- Lost vs mid-market
- −4.96
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 62.69 THB
- Lost vs mid-market
- −37.76
- Total cost
- 37.59%
Wise
- Recipient gets
- 43.5 THB
- Lost vs mid-market
- −56.95
- Total cost
- 56.69%
Bank wire (SWIFT)
- Recipient gets
- 0 THB
- Lost vs mid-market
- −100.45
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 95.49 THB | −4.96 | 4.94% |
| USDT on-chain | 62.69 THB | −37.76 | 37.59% |
| Wise | 43.5 THB | −56.95 | 56.69% |
| Bank wire (SWIFT) | 0 THB | −100.45 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 95 THB on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals