Amount
100,000 CNY to RUB
- Period high
- 12.9268
- 2026-09-02
- Period low
- 10.3908
- 2026-05-21
- Average
- 11.5141
- Daily volatility
- 1.04%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,244,306.24 RUB
- Lost vs mid-market
- −1,963.03
- Total cost
- 0.16%
Wise
- Recipient gets
- 1,240,520.41 RUB
- Lost vs mid-market
- −5,748.87
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 1,212,826.91 RUB
- Lost vs mid-market
- −33,442.36
- Total cost
- 2.68%
PayPal
- Recipient gets
- 1,184,703.57 RUB
- Lost vs mid-market
- −61,565.7
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,244,306.24 RUB | −1,963.03 | 0.16% |
| Wise | 1,240,520.41 RUB | −5,748.87 | 0.46% |
| Bank wire (SWIFT) | 1,212,826.91 RUB | −33,442.36 | 2.68% |
| PayPal | 1,184,703.57 RUB | −61,565.7 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 59,603 RUB on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals