Amount
100,000 CNY to PHP
- Period high
- 9.4298
- 2026-10-19
- Period low
- 8.1661
- 2025-10-20
- Average
- 8.8010
- Daily volatility
- 0.32%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 941,494.75 PHP
- Lost vs mid-market
- −1,485.08
- Total cost
- 0.16%
Wise
- Recipient gets
- 938,630.34 PHP
- Lost vs mid-market
- −4,349.48
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 917,681.65 PHP
- Lost vs mid-market
- −25,298.17
- Total cost
- 2.68%
PayPal
- Recipient gets
- 896,396.62 PHP
- Lost vs mid-market
- −46,583.2
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 941,494.75 PHP | −1,485.08 | 0.16% |
| Wise | 938,630.34 PHP | −4,349.48 | 0.46% |
| Bank wire (SWIFT) | 917,681.65 PHP | −25,298.17 | 2.68% |
| PayPal | 896,396.62 PHP | −46,583.2 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 45,098 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals