2025-10-202026-10-16
Period high
9.4266
2026-10-15
Period low
8.1661
2025-10-20
Average
8.7986
Daily volatility
0.32%

Sending 100 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    895.24 PHP
    Lost vs mid-market
    −46.52
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    869.6 PHP
    Lost vs mid-market
    −72.16
    Total cost
    7.66%
  • Wise

    Recipient gets
    831.23 PHP
    Lost vs mid-market
    −110.52
    Total cost
    11.74%
  • Bank wire (SWIFT)

    Recipient gets
    0 PHP
    Lost vs mid-market
    −941.76
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 895 PHP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals