2025-10-202026-10-19
Period high
2.7682
2026-10-15
Period low
2.4691
2026-01-29
Average
2.5658
Daily volatility
0.44%

Sending 20,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    55,231.19 MXN
    Lost vs mid-market
    −103.72
    Total cost
    0.19%
  • Wise

    Recipient gets
    55,054.78 MXN
    Lost vs mid-market
    −280.13
    Total cost
    0.51%
  • Bank wire (SWIFT)

    Recipient gets
    53,445.8 MXN
    Lost vs mid-market
    −1,889.11
    Total cost
    3.41%
  • PayPal

    Recipient gets
    52,601.36 MXN
    Lost vs mid-market
    −2,733.54
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,630 MXN on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals