2025-10-202026-10-16
Period high
229.32
2026-07-01
Period low
199.18
2026-10-12
Average
211.87
Daily volatility
0.55%

Sending 20,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    3,977,135.58 KRW
    Lost vs mid-market
    −7,473.68
    Total cost
    0.19%
  • Wise

    Recipient gets
    3,964,429.99 KRW
    Lost vs mid-market
    −20,179.26
    Total cost
    0.51%
  • Bank wire (SWIFT)

    Recipient gets
    3,848,455.65 KRW
    Lost vs mid-market
    −136,153.6
    Total cost
    3.42%
  • PayPal

    Recipient gets
    3,787,769.55 KRW
    Lost vs mid-market
    −196,839.7
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 189,366 KRW on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals