Amount
500,000 CNY to JPY
- Period high
- 24.2071
- 2026-07-28
- Period low
- 21.1638
- 2025-10-20
- Average
- 22.9909
- Daily volatility
- 0.47%
Sending 500,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 11,825,478.72 JPY
- Lost vs mid-market
- −17,942.5
- Total cost
- 0.15%
Wise
- Recipient gets
- 11,789,859.37 JPY
- Lost vs mid-market
- −53,561.84
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 11,543,005.95 JPY
- Lost vs mid-market
- −300,415.26
- Total cost
- 2.54%
PayPal
- Recipient gets
- 11,258,356.2 JPY
- Lost vs mid-market
- −585,065.01
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 11,825,478.72 JPY | −17,942.5 | 0.15% |
| Wise | 11,789,859.37 JPY | −53,561.84 | 0.45% |
| Bank wire (SWIFT) | 11,543,005.95 JPY | −300,415.26 | 2.54% |
| PayPal | 11,258,356.2 JPY | −585,065.01 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 567,123 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals