Amount
20,000 JPY to JPY
- Period high
- 24.2071
- 2026-07-28
- Period low
- 21.1638
- 2025-10-20
- Average
- 22.9882
- Daily volatility
- 0.47%
Sending 20,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 471,787.55 JPY
- Lost vs mid-market
- −886.56
- Total cost
- 0.19%
Wise
- Recipient gets
- 470,280.35 JPY
- Lost vs mid-market
- −2,393.76
- Total cost
- 0.51%
Bank wire (SWIFT)
- Recipient gets
- 456,522.89 JPY
- Lost vs mid-market
- −16,151.22
- Total cost
- 3.42%
PayPal
- Recipient gets
- 449,324.01 JPY
- Lost vs mid-market
- −23,350.1
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 471,787.55 JPY | −886.56 | 0.19% |
| Wise | 470,280.35 JPY | −2,393.76 | 0.51% |
| Bank wire (SWIFT) | 456,522.89 JPY | −16,151.22 | 3.42% |
| PayPal | 449,324.01 JPY | −23,350.1 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 22,464 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals