2025-10-202026-10-16
Period high
24.2071
2026-07-28
Period low
21.1638
2025-10-20
Average
22.9882
Daily volatility
0.47%

Sending 1,000,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    23,598,077.36 JPY
    Lost vs mid-market
    −35,628.11
    Total cost
    0.15%
  • Wise

    Recipient gets
    23,527,087.07 JPY
    Lost vs mid-market
    −106,618.4
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    23,038,528.48 JPY
    Lost vs mid-market
    −595,177
    Total cost
    2.52%
  • PayPal

    Recipient gets
    22,466,200.43 JPY
    Lost vs mid-market
    −1,167,505.05
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,131,877 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals