Amount
100,000 CNY to JPY
- Period high
- 24.2071
- 2026-07-28
- Period low
- 21.1638
- 2025-10-20
- Average
- 22.9909
- Daily volatility
- 0.47%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,364,953.85 JPY
- Lost vs mid-market
- −3,730.39
- Total cost
- 0.16%
Wise
- Recipient gets
- 2,357,758.72 JPY
- Lost vs mid-market
- −10,925.52
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 2,305,137.4 JPY
- Lost vs mid-market
- −63,546.84
- Total cost
- 2.68%
PayPal
- Recipient gets
- 2,251,671.24 JPY
- Lost vs mid-market
- −117,013
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,364,953.85 JPY | −3,730.39 | 0.16% |
| Wise | 2,357,758.72 JPY | −10,925.52 | 0.46% |
| Bank wire (SWIFT) | 2,305,137.4 JPY | −63,546.84 | 2.68% |
| PayPal | 2,251,671.24 JPY | −117,013 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 113,283 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals