2025-10-202026-10-16
Period high
14.4544
2026-10-09
Period low
12.3268
2025-10-23
Average
13.5678
Daily volatility
0.32%

Sending 200,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    2,836,249.06 INR
    Lost vs mid-market
    −4,367.63
    Total cost
    0.15%
  • Wise

    Recipient gets
    2,827,673.62 INR
    Lost vs mid-market
    −12,943.07
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    2,766,996.47 INR
    Lost vs mid-market
    −73,620.23
    Total cost
    2.59%
  • PayPal

    Recipient gets
    2,700,290.23 INR
    Lost vs mid-market
    −140,326.46
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 135,959 INR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals