Amount
20,000 CNY to IDR
- Period high
- 2700.75
- 2026-10-19
- Period low
- 2325.06
- 2025-10-20
- Average
- 2522.54
- Daily volatility
- 0.29%
Sending 20,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 53,913,663.31 IDR
- Lost vs mid-market
- −101,245.14
- Total cost
- 0.19%
Wise
- Recipient gets
- 53,741,461.63 IDR
- Lost vs mid-market
- −273,446.83
- Total cost
- 0.51%
Bank wire (SWIFT)
- Recipient gets
- 52,170,864.97 IDR
- Lost vs mid-market
- −1,844,043.49
- Total cost
- 3.41%
PayPal
- Recipient gets
- 51,346,571.98 IDR
- Lost vs mid-market
- −2,668,336.48
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 53,913,663.31 IDR | −101,245.14 | 0.19% |
| Wise | 53,741,461.63 IDR | −273,446.83 | 0.51% |
| Bank wire (SWIFT) | 52,170,864.97 IDR | −1,844,043.49 | 3.41% |
| PayPal | 51,346,571.98 IDR | −2,668,336.48 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,567,091 IDR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals