Amount
20 CNY to IDR
- Period high
- 2696.74
- 2026-10-16
- Period low
- 2325.06
- 2025-10-20
- Average
- 2521.84
- Daily volatility
- 0.29%
Sending 20 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 51,270.44 IDR
- Lost vs mid-market
- −2,664.38
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 33,594.08 IDR
- Lost vs mid-market
- −20,340.75
- Total cost
- 37.71%
Wise
- Recipient gets
- 23,256.7 IDR
- Lost vs mid-market
- −30,678.13
- Total cost
- 56.88%
Bank wire (SWIFT)
- Recipient gets
- 0 IDR
- Lost vs mid-market
- −53,934.82
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 51,270.44 IDR | −2,664.38 | 4.94% |
| USDT on-chain | 33,594.08 IDR | −20,340.75 | 37.71% |
| Wise | 23,256.7 IDR | −30,678.13 | 56.88% |
| Bank wire (SWIFT) | 0 IDR | −53,934.82 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 51,270 IDR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals