Amount
200,000 CNY to EUR
- Period high
- 0.133633
- 2026-10-12
- Period low
- 0.120227
- 2026-01-28
- Average
- 0.125648
- Daily volatility
- 0.28%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 26,540.73 EUR
- Lost vs mid-market
- −40.87
- Total cost
- 0.15%
Wise
- Recipient gets
- 26,460.49 EUR
- Lost vs mid-market
- −121.12
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 25,892.69 EUR
- Lost vs mid-market
- −688.92
- Total cost
- 2.59%
PayPal
- Recipient gets
- 25,268.47 EUR
- Lost vs mid-market
- −1,313.13
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 26,540.73 EUR | −40.87 | 0.15% |
| Wise | 26,460.49 EUR | −121.12 | 0.46% |
| Bank wire (SWIFT) | 25,892.69 EUR | −688.92 | 2.59% |
| PayPal | 25,268.47 EUR | −1,313.13 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,272 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals