Amount
20,000 EUR to EUR
- Period high
- 0.133633
- 2026-10-12
- Period low
- 0.120227
- 2026-01-28
- Average
- 0.125648
- Daily volatility
- 0.28%
Sending 20,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,653.17 EUR
- Lost vs mid-market
- −4.99
- Total cost
- 0.19%
Wise
- Recipient gets
- 2,644.7 EUR
- Lost vs mid-market
- −13.46
- Total cost
- 0.51%
Bank wire (SWIFT)
- Recipient gets
- 2,567.33 EUR
- Lost vs mid-market
- −90.83
- Total cost
- 3.42%
PayPal
- Recipient gets
- 2,526.85 EUR
- Lost vs mid-market
- −131.31
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,653.17 EUR | −4.99 | 0.19% |
| Wise | 2,644.7 EUR | −13.46 | 0.51% |
| Bank wire (SWIFT) | 2,567.33 EUR | −90.83 | 3.42% |
| PayPal | 2,526.85 EUR | −131.31 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 126 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals