Amount
100,000 EUR to EUR
- Period high
- 0.133633
- 2026-10-12
- Period low
- 0.120227
- 2026-01-28
- Average
- 0.125648
- Daily volatility
- 0.28%
Sending 100,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 13,269.87 EUR
- Lost vs mid-market
- −20.93
- Total cost
- 0.16%
Wise
- Recipient gets
- 13,229.49 EUR
- Lost vs mid-market
- −61.31
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 12,934.16 EUR
- Lost vs mid-market
- −356.65
- Total cost
- 2.68%
PayPal
- Recipient gets
- 12,634.24 EUR
- Lost vs mid-market
- −656.57
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 13,269.87 EUR | −20.93 | 0.16% |
| Wise | 13,229.49 EUR | −61.31 | 0.46% |
| Bank wire (SWIFT) | 12,934.16 EUR | −356.65 | 2.68% |
| PayPal | 12,634.24 EUR | −656.57 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 636 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals