2025-10-202026-10-16
Period high
0.124584
2026-10-01
Period low
0.110451
2026-01-29
Average
0.116282
Daily volatility
0.38%

Sending 200,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    24,608.57 CHF
    Lost vs mid-market
    −37.9
    Total cost
    0.15%
  • Wise

    Recipient gets
    24,534.16 CHF
    Lost vs mid-market
    −112.3
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    24,007.7 CHF
    Lost vs mid-market
    −638.76
    Total cost
    2.59%
  • PayPal

    Recipient gets
    23,428.93 CHF
    Lost vs mid-market
    −1,217.54
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,180 CHF on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals