2025-10-202026-10-19
Period high
0.213091
2026-10-12
Period low
0.194606
2026-01-30
Average
0.202379
Daily volatility
0.26%

Sending 5,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,050.17 CAD
    Lost vs mid-market
    −3.16
    Total cost
    0.30%
  • Wise

    Recipient gets
    1,046.22 CAD
    Lost vs mid-market
    −7.11
    Total cost
    0.67%
  • PayPal

    Recipient gets
    1,001.29 CAD
    Lost vs mid-market
    −52.03
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    988.49 CAD
    Lost vs mid-market
    −64.84
    Total cost
    6.16%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 62 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals