Amount
20 CAD to CAD
No rate data for this period yet.
Sending 20 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 4.01 CAD
- Lost vs mid-market
- −0.21
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 2.63 CAD
- Lost vs mid-market
- −1.58
- Total cost
- 37.59%
Wise
- Recipient gets
- 1.82 CAD
- Lost vs mid-market
- −2.39
- Total cost
- 56.69%
Bank wire (SWIFT)
- Recipient gets
- 0 CAD
- Lost vs mid-market
- −4.21
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 4.01 CAD | −0.21 | 4.94% |
| USDT on-chain | 2.63 CAD | −1.58 | 37.59% |
| Wise | 1.82 CAD | −2.39 | 56.69% |
| Bank wire (SWIFT) | 0 CAD | −4.21 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals