Amount
100,000 CNY to CAD
- Period high
- 0.213091
- 2026-10-12
- Period low
- 0.194606
- 2026-01-30
- Average
- 0.202346
- Daily volatility
- 0.26%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 21,145.53 CAD
- Lost vs mid-market
- −33.36
- Total cost
- 0.16%
Wise
- Recipient gets
- 21,081.2 CAD
- Lost vs mid-market
- −97.7
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 20,610.58 CAD
- Lost vs mid-market
- −568.31
- Total cost
- 2.68%
PayPal
- Recipient gets
- 20,132.66 CAD
- Lost vs mid-market
- −1,046.24
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 21,145.53 CAD | −33.36 | 0.16% |
| Wise | 21,081.2 CAD | −97.7 | 0.46% |
| Bank wire (SWIFT) | 20,610.58 CAD | −568.31 | 2.68% |
| PayPal | 20,132.66 CAD | −1,046.24 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,013 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals