2025-10-202026-10-19
Period high
0.213091
2026-10-12
Period low
0.194606
2026-01-30
Average
0.202379
Daily volatility
0.26%

Sending 100,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    21,033.35 CAD
    Lost vs mid-market
    −33.18
    Total cost
    0.16%
  • Wise

    Recipient gets
    20,969.36 CAD
    Lost vs mid-market
    −97.17
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    20,501.36 CAD
    Lost vs mid-market
    −565.17
    Total cost
    2.68%
  • PayPal

    Recipient gets
    20,025.84 CAD
    Lost vs mid-market
    −1,040.69
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,008 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals