Amount
100 CNY to CAD
- Period high
- 0.213091
- 2026-10-12
- Period low
- 0.194606
- 2026-01-30
- Average
- 0.202346
- Daily volatility
- 0.26%
Sending 100 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 20.13 CAD
- Lost vs mid-market
- −1.05
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 19.56 CAD
- Lost vs mid-market
- −1.62
- Total cost
- 7.66%
Wise
- Recipient gets
- 18.69 CAD
- Lost vs mid-market
- −2.49
- Total cost
- 11.74%
Bank wire (SWIFT)
- Recipient gets
- 0 CAD
- Lost vs mid-market
- −21.18
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 20.13 CAD | −1.05 | 4.94% |
| USDT on-chain | 19.56 CAD | −1.62 | 7.66% |
| Wise | 18.69 CAD | −2.49 | 11.74% |
| Bank wire (SWIFT) | 0 CAD | −21.18 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 20 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals