2025-10-202026-10-19
Period high
0.795082
2025-12-29
Period low
0.720757
2026-05-06
Average
0.756024
Daily volatility
0.61%

Sending 20,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    15,075.64 BRL
    Lost vs mid-market
    −28.31
    Total cost
    0.19%
  • Wise

    Recipient gets
    15,027.48 BRL
    Lost vs mid-market
    −76.46
    Total cost
    0.51%
  • Bank wire (SWIFT)

    Recipient gets
    14,588.3 BRL
    Lost vs mid-market
    −515.64
    Total cost
    3.41%
  • PayPal

    Recipient gets
    14,357.81 BRL
    Lost vs mid-market
    −746.13
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 718 BRL on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals