Amount
20 CNY to AUD
- Period high
- 0.218469
- 2025-11-24
- Period low
- 0.202591
- 2026-05-07
- Average
- 0.210023
- Daily volatility
- 0.42%
Sending 20 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 4.09 AUD
- Lost vs mid-market
- −0.21
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 2.68 AUD
- Lost vs mid-market
- −1.62
- Total cost
- 37.71%
Wise
- Recipient gets
- 1.85 AUD
- Lost vs mid-market
- −2.44
- Total cost
- 56.88%
Bank wire (SWIFT)
- Recipient gets
- 0 AUD
- Lost vs mid-market
- −4.3
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 4.09 AUD | −0.21 | 4.94% |
| USDT on-chain | 2.68 AUD | −1.62 | 37.71% |
| Wise | 1.85 AUD | −2.44 | 56.88% |
| Bank wire (SWIFT) | 0 AUD | −4.3 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals