Amount
100,000 CNY to AUD
- Period high
- 0.218469
- 2025-11-24
- Period low
- 0.202591
- 2026-05-07
- Average
- 0.210023
- Daily volatility
- 0.42%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 21,458.7 AUD
- Lost vs mid-market
- −33.85
- Total cost
- 0.16%
Wise
- Recipient gets
- 21,393.41 AUD
- Lost vs mid-market
- −99.14
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 20,915.83 AUD
- Lost vs mid-market
- −576.73
- Total cost
- 2.68%
PayPal
- Recipient gets
- 20,430.82 AUD
- Lost vs mid-market
- −1,061.73
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 21,458.7 AUD | −33.85 | 0.16% |
| Wise | 21,393.41 AUD | −99.14 | 0.46% |
| Bank wire (SWIFT) | 20,915.83 AUD | −576.73 | 2.68% |
| PayPal | 20,430.82 AUD | −1,061.73 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,028 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals