Amount
20 USD to USD
- Period high
- 1.3037
- 2026-02-10
- Period low
- 1.1972
- 2026-10-01
- Average
- 1.2533
- Daily volatility
- 0.44%
Sending 20 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 23.11 USD
- Lost vs mid-market
- −1.16
- Total cost
- 4.78%
PayPal
- Recipient gets
- 23.07 USD
- Lost vs mid-market
- −1.2
- Total cost
- 4.94%
Wise
- Recipient gets
- 22.48 USD
- Lost vs mid-market
- −1.8
- Total cost
- 7.40%
Bank wire (SWIFT)
- Recipient gets
- 0 USD
- Lost vs mid-market
- −24.27
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 23.11 USD | −1.16 | 4.78% |
| PayPal | 23.07 USD | −1.2 | 4.94% |
| Wise | 22.48 USD | −1.8 | 7.40% |
| Bank wire (SWIFT) | 0 USD | −24.27 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 23 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals