Amount
20 SGD to SGD
- Period high
- 1.6509
- 2026-02-10
- Period low
- 1.5302
- 2026-09-30
- Average
- 1.6072
- Daily volatility
- 0.30%
Sending 20 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 29.57 SGD
- Lost vs mid-market
- −1.48
- Total cost
- 4.78%
PayPal
- Recipient gets
- 29.52 SGD
- Lost vs mid-market
- −1.53
- Total cost
- 4.94%
Wise
- Recipient gets
- 28.75 SGD
- Lost vs mid-market
- −2.3
- Total cost
- 7.40%
Bank wire (SWIFT)
- Recipient gets
- 0 SGD
- Lost vs mid-market
- −31.05
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 29.57 SGD | −1.48 | 4.78% |
| PayPal | 29.52 SGD | −1.53 | 4.94% |
| Wise | 28.75 SGD | −2.3 | 7.40% |
| Bank wire (SWIFT) | 0 SGD | −31.05 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 30 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals