2025-10-202026-10-16
Period high
204.03
2026-04-21
Period low
188.09
2026-09-30
Average
197.74
Daily volatility
0.43%

Sending 5,000,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    957,470,001.48 JPY
    Lost vs mid-market
    −1,438,540.37
    Total cost
    0.15%
  • Wise

    Recipient gets
    954,593,186.68 JPY
    Lost vs mid-market
    −4,315,355.17
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    934,931,493.94 JPY
    Lost vs mid-market
    −23,977,047.91
    Total cost
    2.50%
  • PayPal

    Recipient gets
    911,538,459.88 JPY
    Lost vs mid-market
    −47,370,081.97
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 45,931,542 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals