2025-10-202026-10-16
Period high
204.03
2026-04-21
Period low
188.09
2026-09-30
Average
197.74
Daily volatility
0.43%

Sending 500,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    95,746,840.35 JPY
    Lost vs mid-market
    −144,013.83
    Total cost
    0.15%
  • Wise

    Recipient gets
    95,459,078.61 JPY
    Lost vs mid-market
    −431,775.57
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    93,489,248.47 JPY
    Lost vs mid-market
    −2,401,605.72
    Total cost
    2.50%
  • PayPal

    Recipient gets
    91,153,845.99 JPY
    Lost vs mid-market
    −4,737,008.2
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 4,592,994 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals