Amount
20,000 JPY to JPY
- Period high
- 204.03
- 2026-04-21
- Period low
- 188.09
- 2026-09-30
- Average
- 197.74
- Daily volatility
- 0.43%
Sending 20,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,829,703.16 JPY
- Lost vs mid-market
- −5,931
- Total cost
- 0.15%
Wise
- Recipient gets
- 3,818,107.08 JPY
- Lost vs mid-market
- −17,527.08
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 3,735,408.95 JPY
- Lost vs mid-market
- −100,225.22
- Total cost
- 2.61%
PayPal
- Recipient gets
- 3,646,153.84 JPY
- Lost vs mid-market
- −189,480.33
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,829,703.16 JPY | −5,931 | 0.15% |
| Wise | 3,818,107.08 JPY | −17,527.08 | 0.46% |
| Bank wire (SWIFT) | 3,735,408.95 JPY | −100,225.22 | 2.61% |
| PayPal | 3,646,153.84 JPY | −189,480.33 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 183,549 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals