Amount
20 CHF to JPY
- Period high
- 204.03
- 2026-04-21
- Period low
- 188.09
- 2026-09-30
- Average
- 197.74
- Daily volatility
- 0.43%
Sending 20 CHF: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,652.33 JPY
- Lost vs mid-market
- −183.31
- Total cost
- 4.78%
PayPal
- Recipient gets
- 3,646.15 JPY
- Lost vs mid-market
- −189.48
- Total cost
- 4.94%
Wise
- Recipient gets
- 3,551.64 JPY
- Lost vs mid-market
- −283.99
- Total cost
- 7.40%
Bank wire (SWIFT)
- Recipient gets
- 0 JPY
- Lost vs mid-market
- −3,835.63
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,652.33 JPY | −183.31 | 4.78% |
| PayPal | 3,646.15 JPY | −189.48 | 4.94% |
| Wise | 3,551.64 JPY | −283.99 | 7.40% |
| Bank wire (SWIFT) | 0 JPY | −3,835.63 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,652 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals