2025-10-202026-10-16
Period high
10.1922
2026-02-10
Period low
9.3947
2026-10-01
Average
9.8011
Daily volatility
0.44%

Sending 5,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    47,544.85 HKD
    Lost vs mid-market
    −80.26
    Total cost
    0.17%
  • Wise

    Recipient gets
    47,397.55 HKD
    Lost vs mid-market
    −227.56
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    46,219.21 HKD
    Lost vs mid-market
    −1,405.9
    Total cost
    2.95%
  • PayPal

    Recipient gets
    45,272.43 HKD
    Lost vs mid-market
    −2,352.68
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,272 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals