2025-10-202026-10-19
Period high
10.1922
2026-02-10
Period low
9.3947
2026-10-01
Average
9.8000
Daily volatility
0.44%

Sending 200 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,890.89 HKD
    Lost vs mid-market
    −11.65
    Total cost
    0.61%
  • Wise

    Recipient gets
    1,880.76 HKD
    Lost vs mid-market
    −21.78
    Total cost
    1.14%
  • PayPal

    Recipient gets
    1,808.55 HKD
    Lost vs mid-market
    −93.99
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    1,640.24 HKD
    Lost vs mid-market
    −262.3
    Total cost
    13.79%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 251 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals