2025-10-202026-10-16
Period high
10.1922
2026-02-10
Period low
9.3947
2026-10-01
Average
9.8011
Daily volatility
0.44%

Sending 20 CHF: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    181.4 HKD
    Lost vs mid-market
    −9.1
    Total cost
    4.78%
  • PayPal

    Recipient gets
    181.09 HKD
    Lost vs mid-market
    −9.41
    Total cost
    4.94%
  • Wise

    Recipient gets
    176.4 HKD
    Lost vs mid-market
    −14.1
    Total cost
    7.40%
  • Bank wire (SWIFT)

    Recipient gets
    0 HKD
    Lost vs mid-market
    −190.5
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 181 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals