2025-10-202026-10-16
Period high
10.1922
2026-02-10
Period low
9.3947
2026-10-01
Average
9.8011
Daily volatility
0.44%

Sending 100,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    951,064.59 HKD
    Lost vs mid-market
    −1,437.57
    Total cost
    0.15%
  • Wise

    Recipient gets
    948,202.65 HKD
    Lost vs mid-market
    −4,299.51
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    928,474.33 HKD
    Lost vs mid-market
    −24,027.82
    Total cost
    2.52%
  • PayPal

    Recipient gets
    905,448.55 HKD
    Lost vs mid-market
    −47,053.61
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 45,616 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals