Amount
20 EUR to EUR
- Period high
- 1.1101
- 2026-03-09
- Period low
- 1.0551
- 2026-09-30
- Average
- 1.0808
- Daily volatility
- 0.24%
Sending 20 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 20.54 EUR
- Lost vs mid-market
- −1.03
- Total cost
- 4.78%
PayPal
- Recipient gets
- 20.5 EUR
- Lost vs mid-market
- −1.07
- Total cost
- 4.94%
Wise
- Recipient gets
- 19.97 EUR
- Lost vs mid-market
- −1.6
- Total cost
- 7.40%
Bank wire (SWIFT)
- Recipient gets
- 0 EUR
- Lost vs mid-market
- −21.57
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 20.54 EUR | −1.03 | 4.78% |
| PayPal | 20.5 EUR | −1.07 | 4.94% |
| Wise | 19.97 EUR | −1.6 | 7.40% |
| Bank wire (SWIFT) | 0 EUR | −21.57 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 21 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals