2025-10-202026-10-16
Period high
9.0538
2026-01-29
Period low
8.0267
2026-10-01
Average
8.6085
Daily volatility
0.38%

Sending 50,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    405,121.59 CNY
    Lost vs mid-market
    −616.12
    Total cost
    0.15%
  • Wise

    Recipient gets
    403,900.6 CNY
    Lost vs mid-market
    −1,837.11
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    395,410.86 CNY
    Lost vs mid-market
    −10,326.84
    Total cost
    2.55%
  • PayPal

    Recipient gets
    385,694.26 CNY
    Lost vs mid-market
    −20,043.44
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 19,427 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals